Using Employment Practices Liability, Workers' Compensation, and Cyber Liability Insurance
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Using Employment Practices Liability, Workers' Compensation, and Cyber Liability Insurance

When: October 30, 2013
9:00 a.m. - 1:00 p.m.
Where: Orlando Regional REALTOR® Association
1330 Lee Road
Orlando, Florida  32810
United States
Contact: Professional Development

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A REALTOR® Framework for Insurance Evaluation
9:00-9:15 a.m.

Employment Practices Liability Insurance
9:15-10:30 a.m.

  • What type of claims does EPLI insure against
  • What is the difference between retaliation and wrongful termination
  • Why do REALTORS® need employment practices liability insurance
  • What are the EEOC guidelines for the two types of sexual harassment claims
  • How to avoid having a suit filed against me and my company

Workers' Compensation Insurance
10:45-11:45 a.m.

  • Why do REALTORS® need worker's compensation insurance
  • What are the State of Florida requirements governing employer programs
  • What is the difference between an employee and an independent contractor
  • Coverage and premiums included
  • What worker compensation classification codes apply
  • Why is there a year-end auditing process
  • Are there officer exemptions available to my office
  • Do I need both workers' compensation and health insurance for my office

Cyber Liability Insurance
12:00-1:00 p.m.

  • What five elements of information are at risk of "loss"
  • What are the two purposes for cyber liability insurance
  • What would be the cost involved in damage control
  • How to develop a response plan
  • What three things can REALTORS® do to protect information
  • What six coverages to look for in my insurance program

October 30, 2013
9:00 a.m. -1:00 p.m.
Check-in begins at 8:30 a.m.

ORRA Members: FREE
Non-ORRA Members: $15
On-site add $15



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Business casual attire requested for educational programs.

Course provided by
ORRA Risk Management Subcommittee



Benjamin Tyler, CPCU, ARM

Richard A. Sweat, CPCU
Citrus Insurance

John W. Tankersley
President, Florida Insurance Specialist

David Martinez
FCIG Insurance

Michael Rivale
FCIG Insurance

ORRA Partners
ORRA would like to thank our Partners for their continuing support.
View the full list of ORRA Partners.