Using E & O, Comprehensive General Liability, and Commercial Umbrella Insurance
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Using E & O, Comprehensive General Liability, and Commercial Umbrella Insurance

When: September 25, 2013
9:00 a.m. - 1:00 p.m.
Where: Orlando Regional REALTOR® Association
1330 Lee Road
Orlando, Florida  32810
United States
Contact: Professional Development

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A REALTOR® Framework for Insurance Evaluation
9:00-9:15 a.m.

Errors & Omissions Insurance
9:15-10:30 a.m.

  • What elements of my business does E&O Insurance cover
  • When is the deductible applied
  • Do I need tail coverage or extended reporting
  • Setting policy limits for the REALTORS® business model
  • What is the retroactive date and how does it affect coverage
  • What is "claims made" vs. "occurrence based" coverage

Comprehensive General Liability Insurance (CG&L)
10:45-11:45 a.m.

  • What does CG&L insurance cover
  • What elements of my business will be covered
  • What type of deductibles can be applied
  • How do I decide about policy limits for my business
  • Are my 1099 employees covered

Commercial Umbrella Insurance
12:00-1:00 p.m.

  • Why is commercial umbrella insurance necessary for the REALTOR® community
  • The added protection beyond other insurances you hold
  • What are the different forms of protection provided by an umbrella policy
  • How does the umbrella policy apply to my other forms of insurances
  • What are the types of different exposures that can be covered by umbrella insurance
  • What protection will umbrella insurance provide for my business

September 25, 2013
9:00 a.m. -1:00 p.m.
Check-in begins at 8:30 a.m.

ORRA Members: FREE
Non-ORRA Members: $15
On-site add $15



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Business casual attire requested for educational programs.

Course provided by
ORRA Risk Management Subcommittee


Benjamin Tyler, CPCU, ARM

Richard A. Sweat, CPCU
Citrus Insurance

 John W. Tankersley
President, Florida Insurance Specialist

David Martinez
FCIG Insurance

Michael Rivale
FCIG Insurance

ORRA Partners
ORRA would like to thank our Partners for their continuing support.
View the full list of ORRA Partners.