The latest must-know information for dealing
with short sales and foreclosures
With many homeowners struggling through financial difficulties, it is more important than ever for you to understand options available to them, as well as the implications of each.
Early Bird Savings: Only $15 when you register by November 21
After November 21: $20
|11:30 a.m.||Program & 3-course lunch|
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About the Program
Avoiding Foreclosure—Even When Mortgage Payments Cannot Be Made
Roland H. Acosta
Foreclosure is not inevitable when homeowners fall behind on their mortgage payments. The homeowner may be able to take advantage of any of the following options: refinance, forbearance, loan modification, reinstatement, sale/short sale, deed-in-lieu, and bankruptcy. By understanding and exploring the options, homeowners may be able to avoid the many significant impacts of foreclosure.
The Effects of Short Sales and Foreclosures on Condominium and Homeowners Associations
When homes go into foreclosure, condominium and homeowners associations are unable to collect their fees, causing a strain on their financial resources. Associations can also be critical to the completion of a short sale if the homeowners are delinquent on their association dues and fees. Help guide your clients through the process by understanding the role that associations play in foreclosures and short sales.
Understanding the Tax Implications of Bankruptcy, Short Sales, and Lien Stripping
Bankruptcy, short sales, and lien stripping may be options for homeowners who are having trouble making their payments or getting out of their homes. However, it is essential for them to understand the tax implications that come with any cancellation of debt.
About the Speakers
Roland H. Acosta is an attorney with extensive and varied experience in real estate law, including landlord/tenant dispute, code enforcement issues, remedial title work, real estate closings, foreclosure defense, and debt re-structure negotiations. He is owner of Roland H. Acosta & Associates, P.A., in Winter Park.
Marlene Kirtland practices law in the areas of community associations, commercial litigation, foreclosures and evictions, real estate litigation, and timeshares. She is a partner at the law firm of South Milhausen, PA., in Orlando.
Jan McLaughlin focuses her practice in the areas of Chapter 7 bankruptcy law and Chapter 13 bankruptcy law. She is the owner of McLaughlin Law Offices, P.A., in Longwood.